TERMS & CONDITIONS & PRIVACY POLICY Please read this entire disclaimer notice before using this website, making a purchase on this site, or relying on the content published within it or within any of our products. For privacy information regarding this website please visit this page. If you make a purchase from South Florida Business Association Inc. we will assume that you have read and understand this disclaimer notice. Data Collection We keep your personal information private and secure. When you make a purchase from our site, you provide your name, email address, credit card information, address, phone number, and a password. We use this information to process your orders, to keep you updated on your orders and to personalize your shopping experience. Our secure servers protect your information using advanced encryption techniques and firewall technology. To keep you informed about our latest offers, we may notify you of current promotions, specials, and new additions to the company website. You may unsubscribe from our newsletters by following the unsubscribe instructions in any email you receive from us. When entering any of our contests or prize drawings, you provide your name, email address and mailing address. If you win, we will send the prize to the address entered and notify you by email. When you enter a contest or drawing you are also included in our newsletter list to receive notice of promotions, specials, and new additions to the website. You may unsubscribe from this news list by following the unsubscribe instructions in any email received. When requesting training programs and materials or when requesting to speak with our team, you provide your name, email address, phone number, and pertinent business information. We may use that information to better serve you and to personalize your experience with our team. You may unsubscribe from our newsletters and promotions in any email you receive from us or by contacting us. We use “cookies” to keep track of your current shopping session to personalize your experience and so that you may retrieve your shopping cart at any time. Please note that unsubscribing from one mailing type may remove you from all mailings unless you specify on your request. Your Access to and Control Over Information You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website. We also provide “unsubscribe” options in our email communications to allow you the option to opt out. You have the right to, by asking in writing/email: •Change/correct any data we have about you. •Have us delete any data we have about you. •Express any concern you have about our use of your data. •Earnings Disclaimer The income statements, testimonials, and examples on this website are exceptional results, and are not intended to represent or guarantee that anyone will achieve the same or similar results. Every effort has been made to accurately represent our products and services and their possible potential. Any claims made of actual earnings or examples of actual results can be verified upon request. Each individual’s success depends on his or her desire, dedication, marketing background, marketplace, product, service, effort and motivation to work and follow programs and advice. There is no guarantee you will duplicate any of the results stated here. You recognize any business endeavor has inherent risk for loss of capital. In fact, as with any product or service, we know that some customers purchase our products or services but never use them, and therefore get no results from their purchase whatsoever. Therefore, the customer stories we are sharing can neither represent nor guarantee the current or future experience of other past, current, or future South Florida Business Association Inc. customers. All forward looking statements here or on any of our sales material are intended to express our opinion of earnings potential. Many factors will be important in determining your actual results and no guarantees are made that you will achieve results like ours or anybody else; in fact, no guarantees are made that you will achieve any results from our ideas and techniques in our material. Federal Trade Commission Required Affiliate Notice From time to time, we will promote, endorse, or suggest products and/or services for sale. These recommendations are always based on a belief that the product and its author will provide excellent and valuable information or service based on a review of that product, our relationship with that person, and or previous positive experience with the person or company who’s product we are recommending. In some cases, we will be compensated if you decide to purchase that product based on our recommendation. We may also receive the product for free for review purposes. Always do your own due diligence before making any purchases and never purchase anything that you cannot afford. Limitation Of Liability Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any advice, goods or services you receive from us, or a guest speaker or author on our website or at one of our events. We are also not responsible or liable for any loss or damage that is caused or alleged to have been caused to our guest speakers or authors in connection with the display of their photo, name, or biography posted on our websites or in our marketing materials. No Warranty The information, services, products, claims, seminar topics, and materials on this site are provided “as is” and without warranties of any kind, either expressed or implied. We disclaim all warranties, expressed or implied, including but not limited to implied effectiveness of the ideas or success strategies listed on this site as well as those that are provided in our products or to our participants at our events. Neither we nor any of our respective licensors or suppliers warrant or make any representations regarding the use or the results of the use of the services, products, information, or materials in this site in terms of their correctness, accuracy, reliability, or otherwise. By accepting these Terms, you agree and understand that We provides seminars, online learning and business coaching services, consulting only and guarantee no specific results. You acknowledge that We make no promise or representation that You will make a certain amount of money, or any money, or that you will not lose money, as a result of using these Services. Any earnings, revenue, or income statements viewable on this Website or our related social media are based on actual individual results of our clients and/or estimates as may be stated. No one is ever compensated in any way for what they write. These results have not been independently verified as what they share to be true. Your results are the only ones that matter. There is no guarantee that you will make these levels for yourself. As with any business, your results will vary and will be based on your personal abilities, experience, knowledge, capabilities, level of desire, and an infinite number of variables beyond Our control, including some variables that neither We nor You may have anticipated. There are no guarantees concerning the level of success You may experience. Each person’s results will vary. There are unknown risks in any business, particularly with the Internet where advances and changes can happen quickly. The use of our information, products and services should be based on your own due diligence and YOU AGREE THAT WE ARE NOT LIABLE FOR YOUR SUCCESS OR FAILURE. In accepting these Terms, you acknowledge that You take full responsibility for your own success. In no event will We be liable to You, or any party related to You for any damage, including damages for loss of business profits or other pecuniary loss, whether under a theory of contract, warranty, tort (including negligence) products liability or otherwise, even if We have been advised of the possibility of such damages. As such THE SERVICES, CONTENT AND ALL DOWNLOADABLE SOFTWARE ARE DISTRIBUTED AS AN “AS IS” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILTY OR FITNESS FOR A PARTICULAR PURPOSE. YOU HEREBY ACKNOWLEDGE THAT USE OF THE SERVICES IS AT YOUR OWN RISK. Limitations herein described shall be applied to the greatest extent enforceable under applicable law. Copyright and Trademark Notice Unless otherwise specified, all materials appearing on this site, including the text, site design, logos, graphics, icons, and images, as well as the selection, assembly, and arrangement thereof, are the sole property of South Florida Business Association Inc., ALL RIGHTS RESERVED. You may use the content of this site only for the purpose of reading the information or signing up for products or services on this site and for no other purpose. No materials from this site may be copied, reproduced, modified, republished, uploaded, posted, transmitted, or distributed in any form or by any means without our prior written permission. All rights not expressly granted herein are reserved. Any unauthorized use of the materials appearing on this site may violate copyright, trademark and other applicable laws and could result in criminal or civil penalties. Credit Cards We accept the following credit cards: Visa, MasterCard, American Express and Discover. Please be sure to provide your exact billing address and telephone number (i.e., the address and phone number your credit card bank has on file for you). Incorrect information will cause a delay in processing your order. Your credit card will be billed upon receipt of your order. Charges are not refundable once made. Links This site and our emails may contain links to other sites on the Internet that are owned and operated by third parties. You acknowledge that we’re not responsible for the operation of or content located on or through any such site. We try to only link to other reputable websites that do not engage in improper business practices, and when you are on our website you may have the opportunity to visit, or “click-through”, to other websites, blogs, or other electronic media not operated by South Florida Business Association Inc. These sites may collect personal information about you or be a security risk. South Florida Business Association Inc. does not control websites that are operated by these entities and is not responsible for the practices of the other websites. The privacy practices and policies of any linked websites are the sole responsibility of the other websites. We recommend that you review the privacy policy of any website that you visit from a link on this site. Multiple Product Orders For a multiple product order, we will make every attempt to email you all products contained in the order at the same time. Products that are unavailable at the time of purchase will be shipped or delivered to you as they become available unless you inform us otherwise. You will only be charged for products contained in each delivery. For physical products, you will only be charged for shipping at the rate quoted to you on your purchase receipt, or for the current shipping rate as quoted to us by the carrier of our choice. The entirety of this shipping charge may be applied to the first product(s) shipped on a multiple shipment order. Order Acceptance Policy Your receipt of an electronic or other form of order confirmation does not signify our acceptance of your order, nor does it constitute confirmation of our offer to sell. It also does not create an attorney-client relationship. South Florida Business Association Inc. reserves the right at any time after receipt of your order to accept or decline your order or you as a client for any reason. Other Conditions These Conditions will supersede any terms and/or conditions you include with any purchase order, regardless of whether South Florida Business Association Inc. signs them or not. We reserve the right to make changes to this site and these Conditions at any time. Returns and Refunds All sales are final on coaching or consulting services or digital product purchases. Shipping Policy Shipping Time — Most orders received before 5:00PM will ship the same day, provided the product ordered is in stock. Most orders received after 5:00 PM will ship the next business day. Orders are not processed or shipped on Saturday or Sunday, except by prior arrangement. We cannot guarantee when an order will arrive. Consider any shipping or transit time offered to you by South Florida Business Association Inc. or other parties only as an estimate. We encourage you to order in a timely fashion to avoid delays caused by shipping or product availability. Legal Disclaimer Unless otherwise specified, all materials appearing on this site, including the text, site design, logos, graphics, icons, and images, as well as the selection, assembly, and arrangement thereof, are the sole property of South Florida Business Association Inc. ALL RIGHTS RESERVED. You may use the content of this site only for the purpose of reading the information or signing up for products or services on this site and for no other purpose. No materials from this site may be copied, reproduced, modified, republished, uploaded, posted, transmitted, or distributed in any form or by any means without our prior written permission. All rights not expressly granted herein are reserved. Any unauthorized use of the materials appearing on this site may violate copyright, trademark and other applicable laws and could result in criminal or civil penalties. Disclaimer Notice Changes South Florida Business Association Inc. reserves the right to change or update this disclaimer notice, or any other of our policies or practices, at any time without notice. Any changes or updates will be effective immediately upon posting to this website. Under certain circumstances, we may also elect to notify you of changes or updates to our disclaimer notice by additional means, such as posting a notice on the front page of our website to sending you an e-mail. We encourage you to review this disclaimer notice often for changes. If you have any questions or comments regarding our disclaimer notice, you may contact us at: South Florida Business Association Inc. PO BOX 5202 Fort Lauderdale, FL 33310 info@yoursfba.com